NEW Instant cross-border transfers — live in 47 countries

Money that moves as fast as you do.

Send, spend, save and invest — in one app. No hidden fees, no weekend delays, no fine print. Just money that works.

★★★★★ 4.9 on App Store ·3.4M users globally ·FDIC insured
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$2,480.00From Jamie · 2 min ago
→ USD $1,240Converted instantly
+18.2% APYHigh-yield savings

Trusted by fast-growing companies

LINEARNOTIONFIGMASEGMENTVERCELRETOOL
Built for modern money

Everything you'd expect. Nothing you don't.

Six features that replace six apps. All in one beautifully designed place.

Instant transfers

Send money to 47 countries in seconds — mid-market rates, no markups, no weekend pause.

$

Multi-currency wallet

Hold and spend in 12 currencies. Switch with a tap. No conversion fees under $1,000/mo.

High-yield savings

Up to 18.2% APY on flexible vaults. Withdraw whenever. FDIC-insured up to $250K.

Invest in 1 tap

Fractional shares, ETFs and crypto from the same balance. Zero-commission trades.

Smart cards

Virtual and physical cards with round-up savings, category budgets and 2% cashback.

⦿

Bank-grade security

Biometric auth, hardware-key login, fraud alerts in under 200ms, and full freeze in one tap.

How it works

Set up in 90 seconds. Forever after, it just works.

No queues, no KYC hold-ups, no "we'll review in 3–5 business days". We launched SwiftPay because we were tired of that too.

1

Sign up

Email and a photo of your ID. Accounts are verified in under two minutes.

2

Fund your wallet

Connect a bank, a card, or have someone send you money. Deposits are instant.

3

Send, save, invest

From that point on, every financial action lives in one app.

Loved everywhere

3.4 million users and counting.

Short of an actual 5-star parade, this is the next best evidence.

★★★★★
"Paid a vendor in Mumbai from Tokyo in eight seconds. Eight. I used to budget a week for this."
Aisha TanakaFounder, Hanami Studio
★★★★★
"Cancelled three subscriptions the day I switched. SwiftPay replaced Wise, Revolut and my Robinhood account."
Marco VerrattiProduct Manager
★★★★★
"Card declined in Bali at 2am. The in-app chat had me back up in 40 seconds. Real human. Actual knowledge."
Kemi AdesanyaTravel Creator

The money app you'll actually use every day.

Free forever to open. No minimums. No monthly fees. Get SwiftPay in the time it takes to order a coffee.

Download for iOS Download for Android