Charter-held, not a fintech wrapper.
Nexus is a regulated US bank, not a fintech-on-top-of-a-bank. Your deposits are held directly, insured up to $250K and FDIC-certified.
A single account for every movement of money your company makes. Domestic, international, treasury and credit — one balance, one interface, no branches.
The Nexus stack replaces the usual patchwork of business banking tools. Everything shares a ledger, a login, and a design language.
Operating account with ACH, wires, checks and cards. No minimums, no monthly fees.
Sweep balances into money-market funds automatically. 5.4% APY with same-day liquidity.
Make and receive payments in 38 currencies. Mid-market rates, no FX markup.
Credit lines indexed to your revenue, not your credit score. Funded in 48 hours.
Unlimited physical and virtual cards with controls, budgets and instant reconciliation.
Real-time two-way sync with QuickBooks, Xero and NetSuite. No exports, no CSV uploads.
Nexus is a regulated US bank, not a fintech-on-top-of-a-bank. Your deposits are held directly, insured up to $250K and FDIC-certified.
Our API is the product. Every action you take in the app is callable from code. No PDFs, no screen-scraping, no batch files.
Full-year 2025 results. Audited and published on the regulator's register.
"We moved three million dollars of payroll to Nexus on a Friday afternoon. The team replied in six minutes. The money moved the same day."
From pre-seed startups to 400-person companies — Nexus scales with you, without making you switch accounts.
"Cross-border supplier payments used to take a finance analyst a full day each week. Now it's a cron job."
"Raised, banked, and built — all in Nexus. The API meant our finance ops was code from day one."
"The treasury sweep earned us more in six months than our savings account earned all of 2024."
"38-currency payouts on a marketplace that covers 24 countries. We couldn't have built this on legacy rails."
$0 minimum balance · no monthly fee · FDIC-insured up to $250K.